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Pregill Insurance Agency, Inc.

629 Main Street
Susanville, CA 96130

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California Renters Insurance Coverage

Renters Insurance in California

Renters insurance will likely not be one of your top policies when you move to your new California residence, with numerous tenants missing out on this policy's benefits. This policy will be your go-to if you need to keep your belongings safe or settle any liability claims when your visitors get injured. Below, Pregill Insurance Agency Inc. explains the types of renters insurance available within Susanville, CA.

Personal Property Coverage

Personal property coverage pays for the costs of repairing or replacing your personal property when covered perils cause damage in your home. These could be hazards such as fire, theft, or vandalism. Items protected by personal property coverage include furniture, electronics, and clothes. If you own expensive jewelry and fine art, you will need additional coverage to keep these items secure.

Liability Coverage

Liability coverage comprises two policies, with the first being property damage liability. This will help you pay for damages to your guest's property, allowing you to get compensation for the repair expenses. The second policy under this cover will be bodily injury harm that will kick in when your visitors get injured in your home. It will help pay for 3rd party hospital bills and legal costs when you are sued.

Additional Living Expenses Coverage

Additional living expenses coverage is another cover under renters’ insurance that will come in handy when your home is deemed uninhabitable. If your rented home gets destroyed during a fire or covered perils such as hail, this policy will help you pay for the ensuing living costs. Examples are transportation expenses, meal costs, and accommodation fees. This will be covered until your home is fixed, allowing you to eliminate your out-of-pocket expenses.

If you need any of the above coverage options within Susanville, CA, make it a point to contact Pregill Insurance Agency Inc. today. Our policies are customized with California renting needs in mind, helping you get ideal protection for your home.

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States Served

  • California
  • Nevada
  • Oregon