629 Main Street
Susanville, CA 96130
Commercial insurance offers numerous benefits to businesses, with Susanville, CA companies expecting coverage when covered perils destroy their premises and when employees and customers get injuries. Below, Pregill Insurance Agency Inc. tackles the commercial insurance policies that will come in handy for businesses within California.
If a customer obtains bodily injuries at your workplace, general liability will ensure that their medical costs are covered. This policy will also help you address advertising injury claims associated with libel and copyright infringement. Your legal costs will also be covered when you encounter these claims, eliminating out-of-pocket expenses.
Worker’s compensation covers employee injuries, with businesses with more than one employee required to have this insurance. It will come in handy when your employees need to pay their hospital bills, allowing you to cover x-ray costs, consultation services, and prescription fees.
Property insurance protects your building and the contents within. Property insurance will compensate you for the losses if you encounter hazards such as fire, hail, or theft. Any resulting loss of business income will also be taken care of until your business can resume operations.
Cyber liability insurance takes care of losses incurred during a data breach. If you experience breaches in your security, customer information will likely be lost, requiring you to cover the damage caused. These could be notification fees, monitoring costs, and legal fees when you are sued. Cyber liability insurance will help you pay for these, limiting additional losses.
Commercial auto insurance will kick in when you or your employees get into an accident. It will help you pay for property damage and medical costs when vehicles registered in your company name are involved in an accident.
If you need any of the above commercial policies within Susanville, CA, consider reaching out to Pregill Insurance Agency Inc. today. Our covers are customized with California businesses in mind.