Owning a small business is one of the riskiest things you can do. The survival rate for small businesses is not great. You can increase your chances of long-term survival by having the right kind of commercial insurance. At Pregill Insurance Agency Inc. in Susanville, CA, we work with our customers to personalize your commercial insurance for your particular business. We have more choices to offer which provides us with the best chance to find the right coverage.
How to survive a setback
Bad things happen and small businesses are particularly vulnerable to going under. Most small businesses just don’t have the resources to survive having their business destroyed and losing everything. But if your business has the right commercial insurance, you can have a better chance of being able to come out on the other side and still have a business.
Commercial property insurance
This coverage is about more than just your physical building. It is about the things that you need to do business. You can’t make any money if you don’t have what you need like tools, machinery, office equipment, displays, and whatever your particular business needs to do business.
Commercial liability insurance
Small businesses are vulnerable to being sued. The chances that your business will be involved in legal action are pretty good. Unless you have a lot of extra money, which most businesses don’t, you could find yourself forced to close your doors. Commercial liability insurance will help you to survive a judgment and the legal fees.
Business interruption insurance
This coverage will help you to be able to pay your bills if your business is temporarily closed due to a covered hazard.
Contact Pregill Insurance Agency Inc. in Susanville, CA to discuss what commercial insurance is right for you.