The Pregill Insurance Agency Inc., located in Susanville, CA, writes insurance policies in California for auto, home, commercial, life, classic car, boat/watercraft, motorcycle, umbrella, motorhome, recreational, RV, and renters. Listed below are some of the California state specifics regarding some of the insurance we offer so you are more informed before calling us for a free consultation.
To drive a car in California, you must have liability insurance. This type of insurance pays for damages if you cause an accident that injures other people or damages their property. You must also have uninsured motorist coverage, which pays for your costs if you're in an accident caused by a driver who doesn't have insurance.
Homeowners insurance is not required by law in California, but your mortgage lender will probably require you to have it. This type of insurance protects your home and belongings from damage caused by fires, storms, burglaries, and other disasters. It also covers you if someone is injured on your property.
Businesses in California are required to have workers' compensation insurance. This type of insurance pays for medical expenses and lost wages if an employee is injured. Businesses with employees must also carry unemployment insurance, which pays benefits to workers who lose their jobs.
Life insurance is not required by law in California, but it might be good to have it. This type of insurance pays benefits to your beneficiaries if you die. It can help them pay for your funeral and other expenses.
If you own a boat or watercraft, you must have boat insurance. This type of insurance covers your boat or watercraft for damage caused by accidents, storms, fires, and other disasters. It also covers you if someone is injured on your boat or watercraft.
At Pregill Insurance Agency Inc., we also offer classic car, motorcycle, umbrella, motorhome, recreational, RV, and renters insurance policies. We can help you understand the unique requirements for each type of insurance policy and how to get the coverage you need in Susanville, CA. Give us a call today and learn how we can best assist you in your insurance needs!
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